The Process

Research, Plan, and Apply

One of the major decisions that aspiring scholars (and their parents) will make is the pathway they choose for their journey to greatness. What is the vision you have for you for education and how you are going to pay and career path? Is securing a debt free education part of that vision? Researching, Planning and Applying is the process of acquiring the information, knowledge about the information, understanding and wisdom to develop strategies to help you make wise choices on your journey to fulfill your purpose and be all that you were created to be debt free! How do you know what is the right college for you? Who is going to pay for your college expenses with some undergraduate costs exceeding $55,000 per year? If you viewed the videos on the home page then you know we have a situation with the cost of education, With my 28 years of expertise in financial aid, the resources on this website, an effective strategy and the right attitude, I strongly believe you will be in the best position to maximize your opportunities for admissions to colleges that best fit your profile, make wise decisions, secure scholarships and resources for a debt free college educational journey with EXTRA $$$ to spare. IF YOU CAN SEE IT THEN SAY IT. “IT’S ME AND I AM ALL ABOUT THAT DEBT FREE.”

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How to Write Your Story

Choosing the Right College

Before You Start Choosing A College

Cappex – Finding the Right Fit

10 Steps to Finding the Best School For You

Finding the Right College Fit

Choosing the Right Fit

College Express

College Factual

College Navigator – Find the Right School for You!

How to choose a Dream, Target and Safety College

Top Colleges, Universities, for Internships and Co-Ops

Co-ops and Internships

Why Choose an HBCU

College Data, Rankings, and General Information


Niche Best College Rankings

U.S. News Best College Rankings

The Princeton Review College Rankings

Kiplinger College Rankings and Tools


The Common Application

Everything You Need to Know About the Common Application

The Common Black College App

The Coalition for Access, Affordability, and Success

Niche Best Community Colleges in New Jersey

New Jersey Council of County Colleges

United States Department of Education – A Great Resource

Free Application for Federal Student AId (FAFSA)

college-prep-checklist for Parents and students (Elementary to 12 Grade)


College Green Light


Career Explorer


NCAA Athletic Transfer Rules for DI, D2 and D3

New Jersey Council of County Colleges

The College Board

Mapping Your Future

Technical School Directory

New Jersey Colleges and Universities

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