The Process

Research, Plan, and Apply

One of the major decisions that aspiring scholars (and their parents) will make is the pathway they choose for their journey to greatness. What is the vision you have for you for education and how you are going to pay and for your career path? Is securing a debt free education part of that vision? Researching, Planning and Applying is the process of acquiring the information, knowledge about the information, understanding and wisdom to develop strategies to help you make wise choices on your journey to fulfill your purpose and be all that you were created to be debt free! How do you know what is the right college for you? Who is going to pay for your college expenses with some undergraduate costs exceeding $55,000 per year? If you viewed the videos on the home page then you know we have a situation with the cost of education, With my 28 years of expertise in financial aid, the resources on this website, an effective strategy and the right attitude, I strongly believe you will be in the best position to maximize your opportunities for admissions to colleges that best fit your profile, make wise decisions, secure scholarships and resources for a debt free college educational journey with EXTRA $$$ to spare. IF YOU CAN SEE IT THEN SAY IT. “IT’S ME AND I AM ALL ABOUT THAT DEBT FREE.”

2023-24 Free Application for Federal Student Aid (FAFSA)

United States Department of Education – A Great Resource

college-prep-checklist for Parents and students (Elementary to 12 Grade)

Completing the 2023-24 FAFSA Online

How to Find the Career For You

8 Tips for Writing College Essays

How to Write Your Story

7 Ways to Make Your Essay Standout

What colleges look for in a college essay

Ten College Essay Samples

2022 – 30 Best College Majors/Job Opportunities

2021 – Most Popular College Majors

2021 – Fastest Growing Occupations – Bureau of Labor Statistics

Careers Out There

Choosing the Right College

Ron Brown Guided Scholar Support Program

The Basic Types of Colleges

Admissions: 4 Different Application Deadlines


What to know about early action and early decision in college admissions

Before You Start Choosing A College

Cappex – Finding the Right Fit

10 Steps to Finding the Best School For You

Big Future College Board – Finding the Right College Fit

Choosing the Right Fit

College Vine (A Must Add to Your Journey)

2022 Top Ten College Admission Trends

College Express

College Factual

College Navigator – Find the Right School for You!

How to choose a Dream, Target and Safety College

Best Colleges

Top Colleges, Universities, for Internships and Co-Ops

Colleges with Co-ops

Co-ops and Internships

Why Choose an HBCU

HBCUs with Exchange Programs

College Data, Rankings, and General Information


Niche Best College Rankings

U.S. News Best College Rankings

The Princeton Review College Rankings

Kiplinger College Rankings and Tools


Common Application 2021-2022 Essay Prompts

The Common Black College App

The Coalition for Access, Affordability, and Success

Niche Best Community Colleges in New Jersey

New Jersey Council of County Colleges


College Green Light


Career Explorer

NCAA Student Athletes


NCAA Athletic Transfer Rules for DI, D2 and D3

New Jersey Council of County Colleges

The College Board

Mapping Your Future

Technical School Directory

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